Housing

Project NOW Housing Division offers a variety of programs to the residents of Rock Island, Henry and Mercer counties.  These programs, funded primarily by the Illinois Housing Development Authority, bring essential services to help improve the communities we serve.

Homebuyer Education Homebuyer and Rehabilitation Services Foreclosure Prevention Property
Rentals		 Weatherization

Homebuyer Education

Homebuyer Classes

Project NOW offers Homebuyer Education classes that emphasize:

  • Budgeting & Credit Reports
  • Mortgage Loan Basics
  • The Real Estate Agent & Looking for a Home
  • Taxes, Insurance and The Closing
  • Inspections, Maintenance and Ongoing Responsibilities

Classes are held monthly on a Saturday from 9 a.m.  to 1 p.m.  They are free and open to the public.  To find out the date and place, please call 309-793-6391.

Schedule Fall 2010

 

Housing Counseling

Project NOW has experienced, trained staff who can set up an appointment for individualized assistance and planning for Pre-Purchase and Credit Counseling.  We may also be able to assist individuals in need of Foreclosure Prevention Counseling.

Home Purchase and Rehabilitation

Clients who have completed the Homebuyer Education Class may qualify for Project NOW’s forgivable mortgage loan program; Homebuyer with Rehab. 

Homebuyer with Rehab Program

This program offers help for the following:

  • Down Payment Assistance
  • Closing Costs
  • Needed Repairs

 

 

Single Family Owner Occupied Rehabilitation Program (SFOOR)

Assists existing homeowners with necessary home repairs to bring your home to Housing Quality Standards (HQS).  Funds are typically used for updates and repairs to:

  • Plumbing
  • Electrical Repairs
  • Roof Repair or Replacement
  • Furnaces
  • Kitchens and Bathrooms

 

Lead Hazard Control Program

This program is a collaborative effort headed by the City of Rock Island and in partnership with the City of Moline, Project NOW, Rock Island Economic Growth and the Rock Island County Health Department. 

The Healthy Homes Initiative provides rehabilitation assistance for homeowners who need to correct or reduce lead hazards within their home.

For more information on Project NOW’s rehabilitation programs, please call 309-793-6391.

Foreclosure Prevention:

Foreclosure Prevention Counseling:

For home owners who have fallen behind on mortgage payments, we can help.  The housing counselor reviews the home owner’s budget and mortgage issues, in order to develop an action plan.  Options can include contacting the loan servicer to work out a payment agreement, or other measures aimed at preventing a foreclosure.  Home owners are urged to call us sooner, rather than later, especially if you have just begun to fall behind on your payments

Foreclosure Prevention Task Force Schedule

Pre-Purchase and Credit Counseling

For persons wanting to make the move from renter to home owner, our counselors are available.  Along with our classes, one-on-one counseling sessions can help you take the steps along the path to owning a home.  Our staff works with clients to:

  • Review Credit History
  • Resolve Credit Issues
  • Establish a Manageable Budget

For further information on Project NOW’s Homeowner Counseling and Foreclosure Prevention programs please call (309) 793-6391.